Terms of Service for Creditcharge.me

Effective Date: 20 May 2024

1. Acceptance of Terms

By accessing and using the services provided by Creditcharge.me, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of the terms and conditions contained herein, do not use or access our services.

2. Service Description

Creditcharge.me provides a credit-based payment system, enabling users to manage and process payments through a credit system ("Service"). Users are granted the ability to implement our Service on their websites with minimal coding requirement.

3. User Accounts

To access and use certain features of the Service, you must register for an account. By creating an account, you agree to provide accurate and complete information and to keep this information up-to-date. You are responsible for maintaining the confidentiality of your account login information and are fully responsible for all activities that occur under your account. You must immediately notify Creditcharge.me of any unauthorized use, or suspected unauthorized use, of your account or any other breach of security.

4. User Conduct

You agree to use the Service only for lawful purposes and in accordance with these Terms. You may not use our Service to engage in any illegal, fraudulent, or harmful activities, or in any manner that disrupts the Service.

5. Payment and Billing

Creditcharge.me uses Stripe for payment processing. By using our payment services, you agree to the terms and conditions of Stripe and acknowledge that financial transactions are processed through Stripe.

6. Intellectual Property Rights

All contents of the Service, including but not limited to text, graphics, logos, and software, are the property of Creditcharge.me or its licensors and are protected by copyright and other intellectual property laws.

7. Termination

Creditcharge.me may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

8. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Creditcharge.me makes no representations or warranties of any kind, express or implied, as to the operation of their services, or the information, content, materials, or products included.

9. Limitation of Liability

In no event shall Creditcharge.me, its officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from the use of, or inability to use, the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless Creditcharge.me, its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses arising from your use of and access to the Service, or your violation of any term of these Terms.

11. Changes to Terms

Creditcharge.me reserves the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

12. Contact Information

If you have any questions about these Terms, please contact us at ingap.dev@gmail.com.